Today Upper Albany Main Street is proud to present Mr. Dean Andrew, from Bank of America. Mr. Andrew’s presentation on the concept of loans was very informative. Mr. Andrews explained how rates are determined for larger organizations, and how small organizations could learn from this. Also, Mr. Andrews explained how a Micro-enterprise may not be able to acquire a large loan like a corporate organization, but how to go about acquiring loans that are suited and tailored to their specific needs.