Downpayment Assistance Program for Low and moderate income homebuyers in Hartford

According to information from the City of Hartford’s website, the HouseHartford Homebuyer Assistance Program was created by the City of Hartford, the United States Department of Housing and Urban Development (HUD), and Fannie Mae.

The program offers low and moderate-income home buyers down payment assistance for the purchase of one- to four-family homes located in the City of Hartford.

HouseHartford promotes livable and sustainable neighborhoods by making the dream of homeownership attainable for many families who may not otherwise qualify for a mortgage.

The City of Hartford partners with local and national banks, real estate attorneys, and home buyer counseling agencies to administer this program, and since its inception, the program has assisted more than 1,300 families in attaining the dream of homeownership.

A  copy of the HouseHartford brochure may be downloaded by clicking here. Additional information is located on the City’s website.

Step 1. Review the Guidelines

  • What type of properties are eligible?  1-4 family homes and condominium units located in the City of Hartford.
  • What is the amount of home buyer assistance that one can receive?  Potential home buyers can receive up to 20% of the purchase price in down payment assistance up to a maximum assistance of $40,000. Restrictions may apply.
  • Who can apply?  Low and moderate-income potential homeowners can apply for assistance under this program. Program restrictions are based on the total annual household income of the applicant. The total annual household income of the home buyer cannot exceed the income limits as shown on the HouseHartford brochure, based on household size. These maximum income limits are established by HUD and are based on 80% of the Hartford Area Median Family Income.

Step 2. Contact a Participating Lender

Contact one of the participating lenders below and inform them of your interest in applying for the HouseHartford program. The lender will submit the HouseHartford application to the City on your behalf.

  1. American Eagle Financial C.U. – 860.568.2020
  2. Embrace Home Loans – 860.919.7755
  3. Fairway Independent Mortgage – 860.803.0810
  4. First World Mortgage – 860.785.4066
  5. Guild Mortgage Company, LLC – 860.462.8553
  6. Liberty Bank – 860.982.6601

Step 3. Complete the Program Interest Form

Interested in learning more about the House Hartford program? Complete and submit the form after clicking the link below and a member of the City of Hartford Housing staff will contact you.

Click Here!


Source: City of Hartford


International Hartford Micro Grant Program to assist small business owners

In a meeting with members of the Upper Albany Merchant Association, Erwin Hurst, Sr. informed that International Hartford works closely with several organizations including HEDCO to offer various business services and micro-grant opportunities to minority entrepreneurs. There is currently a micro-grant program in amounts up to $10,000 for which small business owners may apply. Grants will be available on a first-come-first-serve basis until funds are depleted.

According to its website, International Hartford is a non-profit organization dedicated to the creation of jobs in Hartford for immigrants and refugees by helping them become entrepreneurs and build their businesses. Through business classes and financial consulting, as well as loan preparation and step-by-step assistance, the organization focuses on supporting the entrepreneurial initiative of Hartford immigrants to ensure starting a business in Connecticut is easier and more feasible with help from the organization. Connecticut welcomes immigrants and International Hartford helps them create jobs in Hartford.

Regardless of your country of origin, if you need help starting a business in Connecticut or finding your way, International Hartford will assist you on diverse projects. Contact Erwin Hurst at (860) 490- 4557 or visit the International Hartford website for further details.

CT DOT mobility study: $10B plan to transform travel in Greater Hartford

The Connecticut Department of Transportation is allowing the public a chance to weigh in on its envision to reshape transportation in the Greater Hartford area.  The changes would create new opportunities for redevelopment and recreation, both in Hartford and East Hartford.

Two meetings are scheduled to inform the public and garner public opinion as they explore the components of the Greater Hartford Mobility Study. The first meeting will be held at the Chrysalis Center on Homestead Avenue on  Thursday, November 9, and the second meeting will be at the Cultural Community Center, Chapman Place in East Hartford, on  Thursday, November 16.  Both meetings will convene at 6 PM and end at 8 PM.

In both meetings, the study team will host an open house from 6 PM through 7 PM with displays and allow the public a chance to speak with members of the team. At 7 PM there will be a formal presentation outlining the next steps, including state and federal environmental reviews, after which there will be time allotted for questions and answers.

The recommendations outlined in the mobility study report are in the earliest stages, developed partly via discussion with local officials, and neighborhood groups. However, there are hurdles in terms of federal environmental assessments and securing financing that must be cleared for the larger projects, as reported by the Courant.

The center of the study has four major highway projects including the addition of two bridges over the Connecticut River to ease traffic congestion and restore connections between Hartford and East Hartford communities. The plan would include:  relocating the I91/I84,  lowering I84 as it passes through Hartford, rail, bus, and pedestrian access, plus dozens of smaller projects that would start long before the big-ticket highway improvements, maybe within the next five years. The projects could take decades to complete and cost more than $10 billion.

According to the Courant, Kevin J. Burnham, a supervising engineer at the DOT, said “These public information meetings for the Greater Hartford Mobility Study are one of the many ways we are reaching out to community members and stakeholders to both inform and gather feedback about each component of the study.”

Members of the public are encouraged to sign up to receive email updates and provide study comments on the website.  For additional information access the Hartford Courant or follow the Greater Hartford Mobility Study on Twitter, Facebook, and Instagram.

Source: Kenneth R. Gosselin || Hartford Courant, November 7, 2023.


Hartford to pay $10M settlement in ballpark development litigation

The Hartford Courant reports that after seven years and $6M in legal fees, the City of Hartford has negotiated directly with Arch Insurance Company and reached an agreement to settle the city’s dispute with the former developers — Centerplan and DoNo Hartford LLC — who were fired by Mayor Bronin from the unfinished Dunkin’ Park in 2016, and one year later, the mixed-use development around the 6,100-seat stadium. The $9.9M settlement is outlined in Hartford Mayor Luke Bronin’s letter to the city council calling for payment to the Arch Insurance Company that financed the completion of the Dunkin’ ballpark.

The city was victorious in a jury trial in the case in 2019. The developers successfully appealed that decision and won a new trial that was set to begin in the spring. During an afternoon news conference at Hartford City Hall, Bronin reiterated his belief that the city would yet again be on the winning side, but the prospect of years of further appeals — costing as much as $6 million — plus years of stalled redevelopment around Dunkin’ Park made the settlement the right option for the city.  Bronin continued by saying that the settlement “represents an opportunity not only to eliminate those legal fees but to remove the cloud of this litigation altogether […] and to allow the city of Hartford to move forward with the development of the parcels around the baseball park and to ensure the new administration can come in without the distraction of ongoing litigation.”

Since 2016, the city has paid about $6 million in legal fees to outside firms with expertise in construction law. Those fees, plus the costs of defending and settling the lawsuit bring the total expenditure closer to $16 million. Stamford-based RMS Companies — the developer who replaced Centerplan and DoNo Hartford — have completed one phase of the development around Dunkin’ Park, specifically the $50 million, 270-unit apartment known as “The Pennant”.

However, the litigation blocked RMS from advancing to the second of four planned phases for more than a year, but RMS’ founder and chief executive Randy Salvatore remained committed to the development.  According to the Courant, Salvatore said, “I’m obviously very excited about the whole thing,” Salvatore said Thursday, of the settlement. “We’re gearing up right now to go, so I’m hopeful that we can have a groundbreaking by the end of the year.”

North Crossing’s second phase identified as “Parcel B” will have 532 apartments, a 541-space garage, and 10,000 square feet of storefront space with construction costing $120 million. Parcel B development will be completed in two phases. The first phase will include 228 apartments and the planned parking garage. The remaining 304 apartments will be completed in the second phase.

According to the Courant, at the news conference, Bronin said moving forward with North Crossing was important for several reasons including:

  • Generating new taxes to help pay off the city’s costs in building Dunkin’ Park.
  • Rebuilding the momentum behind the city’s revitalization.
  • Fueling economic development.

Louis R. Pepe, an attorney for the former developers issued a statement Thursday that said: Centerplan and DoNo Hartford “are very pleased with the settlement of the claims they had against the City of Hartford in this matter, and they look forward to recovering additional compensation for their losses in the continuing litigation against the design professionals for the stadium project,” the Courant reported.

The new trial was scheduled for April 2024, but with this settlement, both sides have agreed that there would be no further litigation in this matter in the future. Visit the Hartford Courant for more details.

Source: Kenneth R. Gosselin, Hartford Courant, October 26, 2023.

Stalled Development, Mounting Fees, and Court Delays: Uncertainty for Planned Development around Dunkin’ Park

The future of development around Dunkin’ Park remains unclear as the latest legal endeavors by the City of Hartford to regain control of the land are pushed closer to the end of the year. A hearing scheduled to commence this week was delayed potentially until late November. Consequently, plans for the mixed-use development of parcels close to the City’s minor league ballpark remain stalled as the City’s legal fees continue to mount.

Both the City and the former developers – Centerplan and Do No Hartford – have been in a legal battle that has ensued since Mayor Luke Bronin fired the developers, thus creating a need to determine who has the legal right to develop the land around the ballpark. This long-running dispute could last for years, but earlier this summer both sides publicly hinted at a potential settlement, but they are still firmly dug in for the long haul.

According to the Hartford Courant, an attorney for Centerplan and Do No Hartford suggested a potential opportunity to resolve the dispute regarding claims that the City wrongfully terminated the developers. In late July, Louis R. Pepe, a partner in the law firm McElroy, Deutsch, Mulvaney, & Carpenter in Hartford, told the Courant, “… litigation is seldom the best way to resolve disputes like this. Centerplan and DoNo are open to any reasonable proposal to end the current standoff or to engage in mediation for that purpose.”

Pepe continued, “Unfortunately, the city has made it clear it will not sit down with Centerplan and DoNo, and so there can be little doubt who must bear the responsibility for the freeze on the parcels in question.”

In a statement to the Courant, City Corporation Counsel – Howard Rifkin – disputed assertions that the City was not open to talks to resolve the litigation. He agreed that litigation is not the best approach to resolve these kinds of issues, and the City is confident it will prevail – yet again -in a jury trial, as it did in the first trial. Rifkin continued, ” … we take seriously our fundamental obligation to protect taxpayers. The City has never closed the door on [the] discussion to resolve this litigation, and we are certainly open to reasonable resolutions – but I’d put a lot of emphasis on the word ‘reasonable’.”

City records indicate that Legal fees have already topped $6 million.  This long-standing legal battle has been pushed back until at least mid-November. A delay was granted due to the Judge’s trial schedule. Centerplan and DoNo Hartford blame the city because its flawed designs resulted in cost overruns and delays in the ballpark construction. The previous developers also moved to regain control of the development around Dunkin’ Park.

In retrospect, after terminating Centerplan and DoNo from the contract, the City hired another developer to complete the  6,100-seat Dunkin’ Park. It opened for the 2017 season of the Yard Goats (a year later than previously scheduled). In 2019, a superior court jury sided with the City’s decision to terminate Centerplan and DoNo Hartford.

After its 2019 victory in the wrongful termination lawsuit, the City of Hartford contracted RMS Companies to take over the redevelopment. The 270 apartments included in the first phase are now completed, but the litigation regarding who has the right to develop has prevented RMS from breaking ground on the second phase of four planned phases.

Last year, the Superior Court ordered a new trial due to the ambiguity of who has legal control over the stadium and its design. Centerplan and DoNo Hartford have argued that the City of Hartford’s flawed design created cost overruns and delays in the construction. The barrier to further development intensified when a Superior Court judge ruled that a decision regarding the right to develop should be made after the new trial and a decision on the wrongful termination issue. The new trial is scheduled for April 2024.

In the meantime, RMS Salvatore,  in his commitment to move forward, entered into a contract to purchase the neighboring campus of the Rensselaer Polytechnic Institute (RPI) and has announced plans to build a phased-in-mixed-use development on the RPI campus. Hence, approval is now sought for $16.6 million in financing (set aside for the next phase of North Crossing) to be potentially used for the first phase of the planned development on the RPI campus.


Source: Kenneth R. Gosselin, Hartford Courant, (Monday, October 2, 2023)

Hartford Flood Compensation Program

Application for compensation under the Hartford Flood Compensation Program begins today, September 1, 2023.  The application form,  a guide to completing the application, and instructions for completing the application are available on the  Office of the State Comptroller’s (OSC) website. The links below provide easy access to the documents:

    • The step-by-step guide on how to submit the application may be accessed by clicking here.
    • The application form may be accessed by clicking here.
    • The instructions for applying may be accessed by clicking here.

According to the OSC, completed applications and supporting documentation must be submitted in one of the following ways:

    1. By mail: Attention: Office of the State Comptroller/Hartford Flood Compensation Program, 165 Capitol Ave., Hartford, CT 06106
    2. By email:
    3. In-person: Blue Hills Civic Association, 1229 Albany Ave, Third Floor, Suite 306, Hartford, CT 06112


    • STEP 1: Complete the application and gather supporting documentation (including proof of Hartford residency, proof of ownership of property, and all insurance documentation (including policies and claim information) – if applicable
    • STEP 2: Mail or email the application WITH supporting documentation to the locations outlined above.
    • STEP 3: An eligibility determination (or request for additional information) will be made within 30 days of receipt of your completed application (applications are only complete once all supporting documentation has been provided).
      • Applicants who are deemed eligible must hire an estimator or contractor (approved by the program administrator) to conduct an onsite visit to verify the damages and provide an estimate verifying the cost to repair those damages.
        • In some instances, a virtual inspection, photos, or video documentation of damages may be submitted instead of an onsite visit (at the discretion of the program administrator).
        • All documentation, estimates, photos, and videos will be reviewed and approved, denied, or modified by the program administrator.
      • STEP 4: Once an administrator’s final determination is made, payments will be mailed to approved applicants at the residential address provided on their application. Appeals of a decision by the administrator must be done in writing and sent to:

Office of the State Comptroller, 165 Capitol Avenue, Hartford CT 06106.

      • All appeal determinations by the Comptroller and/or its third-party administrator will be final.


      • Two (2) forms of Proof of Identity. Acceptable forms of identity are listed in the next section.
      • Two (2) forms of Proof of Hartford Residency. Acceptable forms of Hartford residency are listed in the next section.
      • Proof of ownership of real property. Acceptable proof of ownership is a property tax bill.
      • Documentation of any insurance claim submitted and/or paid.
      • Documentation showing repairs that have already been completed.
      • An inspection report that is deemed eligible by the program administrator

ACCEPTED PROOF OF IDENTITY DOCUMENTATION (As proof of identity, you must present copies of two (2) forms of identification):

      • US or US Territory Birth Certificate or Registration of Birth (Hospital issued and Puerto Rico issued before July 1, 2010, is not acceptable; foreign place of birth see Non-US Born)
      • Unexpired US Passport or Passport Card
      • Unexpired Foreign Passport
      • Certificate of Naturalization (N-550 or N-570)
      • Certificate of Citizenship (N-560 or N-561)
      • Unexpired Permanent Resident Card (I-551)
      • US Consular Report of Birth Abroad (FS-240, DS-1350 or FS-545)
      • Social Security Card
      • Unexpired Connecticut-issued ID card, driver’s license, or learner’s permit
      • Out-of-State US photo driver’s license £ US Territory or Canadian photo driver’s license (Unexpired)
      • Out of State US or Canadian-issued photo learner’s permit
      • Certified school transcript
      • A baptismal certificate or similar document
      • Marriage or Civil Union Certificate
      • Court Order: Must contain full name and date of birth (i.e., name change, adoption, marriage, or civil union dissolution)
      • Connecticut State Permit to Carry Pistols or Revolvers
      • US Military ID or dependent card with photo
      • Military discharge/separation papers (DD-214)
      • State or Federal Employee Identification with signature and photo and/or physical description with or without date of birth
      • CT Department of Correction certificate (CN101503)
      • Pilot’s license (issued by the US DOT Federal Aviation Administration)
      • Employment Authorization Document (I-766 or I-688B)
      • Veteran Health Identification Card (VHIC)
      • Federally Recognized Tribal Member ID card
      • DHS Trusted Traveler Cards (Global Entry, NEXUS, SENTRI, FAST)

ACCEPTED PROOF OF HARTFORD RESIDENCY DOCUMENTATION (You must provide copies of two (2) different forms of documentation from the list below to prove Connecticut residency):

These documents must show your name and your Hartford residence address, be dated within ninety (90) days (unless stated otherwise below), and be computer generated (typed). Acceptable documents are:

    • Postmarked mail
    • Bill from a bank or mortgage company, utility company, credit card company, doctor, or hospital
    • Bank statement showing the name and mailing address of the bank
    • Pre-printed pay stub showing the name and address of your employer
    • Property or excise tax bill dated within the previous 12 months
    • Valid unexpired CT driver’s license, learner’s permit, or ID card with the same address
    • Current valid homeowner’s, renter’s policy, or motor vehicle insurance card or policy dated within the previous 12 months
    • Current valid Connecticut motor vehicle registration
    • Current motor vehicle loan statement for a motor vehicle registered in your name
    • Residential mortgage, lease, or rental contract signatures from all parties needed to execute the agreement and dated within the previous 12 months
    • Change-of-address confirmation from the United States Postal Service showing your prior and current address (Form CNL107)
    • Official school records showing enrollment
    • Report card


  1. Completed Application
  2. Supporting documentation
  3. Inspection report (deemed eligible by the administrator)